Does Insurance Cover Paint Protection Film? What Car Owners Need To Know
If you’ve invested in paint protection film (PPF) to keep your car looking brand new, you might wonder: Is PPF covered by insurance if my car gets in an accident? The good news is that in many cases, auto insurance does cover PPF repairs and replacement—but it depends on your policy and a few important factors.
In this guide, we break down everything you need to know about paint protection film insurance coverage, how to make sure your PPF is protected, and what steps to take after an accident.
does insurance cover paint protection film damage?
Most auto insurance policies cover damage to aftermarket parts like paint protection film as part of collision or comprehensive claims. This means if your car is involved in an accident, and your bumper, hood, or other areas covered by PPF are damaged, your insurance will typically cover the repair or replacement of the PPF along with the bodywork.
Important to Know:
Your claim for PPF replacement will be processed alongside the vehicle repair.
Coverage depends on your insurance policy terms—so it’s important to confirm your coverage details
How to make sure your ppf is included in your insurance policy
Notify Your Insurance Provider: Inform your insurer that your vehicle has professionally installed paint protection film.
Check Your Collision and Comprehensive Coverage: Confirm that your policy includes coverage for cosmetic protection like PPF. Most standard policies do, but it’s best to verify.
Keep Documentation of Your PPF Installation: Retain receipts and warranty information. This documentation supports your claim and ensures smooth processing.
Use Professional Services: After an accident, have your PPF replaced by experts like Custom Car Care to maintain film quality and warranties.
Why is this important?
Replacing damaged PPF out of pocket can be expensive. Having insurance coverage means you can protect your investment without additional financial stress.
Final tips: protect your ppf investment
Regularly review your auto insurance policy
Update your insurer if you add or upgrade PPF or other aftermarket protection.
Work with trusted installers to ensure proper application and repair.
Schedule your ppf installation or repair with custom car care
Have questions about paint protection film or want to book your installation or repair? Contact Custom Car Care today! Our experienced team provides expert PPF services designed to keep your vehicle protected and looking its best.